Republicans on Health Care: Do Vast Harm

People who drive a Mercedes, spend half a million bucks to get their children into high-status universities and lull away weekends at $3 million Nantucket beach homes will always have health care. The price is irrelevant to them. Even if denied insurance, they can afford chemotherapy, or the monthly bill for insulin or the cost of a leg broken in a sail boating accident.

For everyone else, for coal miners and code writers, for registered nurses and Starbucks baristas, for Amazon warehouse workers and independent truck drivers, health insurance is vital. Workers, whether low-income or middle class, don’t have hundreds of thousands sitting around for a heart transplant or repeated cancer treatments or neonatal care.

Before the ACA, health insurance corporations took advantage of this situation. They raised premiums at twice the rate of inflation. They refused to insure sick people – the people who desperately need insurance, people with inherited conditions and chronic illnesses. Even some employer-based insurance plans excluded coverage for certain medical conditions. Insurers dropped coverage when people got sick. They capped coverage – so that if $1 million or $2 million – or some other random amount – was spent to save the preemie’s life in the first 18 months, the still-fragile baby was uninsured after that.

Uninsured people died of treatable conditions because they couldn’t afford care. Inadequate insurance bankrupted families. Americans worried incessantly about whether they would be able to afford to maintain their insurance or whether an illness would cost them their coverage.

The ACA cured many of these problems in addition to lowering the rate at which the cost of health insurance rose. As it accomplished those things, it became more popular. Its approval rating rose from around 40 percent initially to 51 percent now. That’s not great, but it sure as hell is better than the way people felt about insurance before the ACA.

The position of Republicans, however, is that some people just don’t deserve health insurance. It’s similar to saying some children just don’t deserve an education. Or some families just don’t deserve to have a fire department respond to a blaze at their home.

Republicans’ first effort to thwart the ACA was a lawsuit challenging its constitutionality. The U.S. Supreme Court ruled that most of the law complied but that the federal government could not force states to expand Medicaid. Under the ACA, the federal government initially paid 100 percent, and later 90 percent, of what it cost states to extend Medicaid coverage to people who earned up to 138 percent of the federal poverty threshold, which is about $17,000 for an individual or $35,000 for a family of four.

As a result, Republican governors and lawmakers denied Medicaid to millions of eligible low-income working people and their families. Some Republican governors went so far as to defy the will of the people of their states. In Maine, for example, voters approved expanding Medicaid in 2017 in a binding referendum by 59-to-41 percent after the Republican governor five times vetoed Medicaid expansion proposals. Even after the referendum and a court decision ordering expansion, the Republican governor refused to do it. Not until a Democrat took the governor’s seat this year did it happen. Similarly, Virginia and Kansas got Medicaid extensions only after they elected Democratic governors.

In Idaho and Utah, just like Maine, Republicans are defying the will of the people in their states who passed referendums to extend Medicaid. In Idaho, the Republican-controlled House decided to require those to whom Medicaid would be extended to buy insurance on the ACA exchanges instead. The Republican-controlled legislature in Utah voted to expand Medicaid only to people earning up to 100 percent of the poverty threshold, instead of 138 percent, and, at the same time, demanded that the federal government reimburse Utah at the 90 percent rate as if the state had properly expanded Medicaid.

In addition, in Idaho, the GOP-controlled House voted to require Medicaid recipients to prove they are working to qualify. Arkansas was the first state where Republicans imposed this demand, and quickly 18,000 residents lost their insurance, either because they didn’t report work or failed to follow complicated rules, which include providing an email address in a state where less than half of residents of some counties have internet access.

Fourteen other states have imposed work requirements or want to, but a federal judge this week told Arkansas and Kentucky to stop it.

They probably will appeal – at the same time Republican Attorney General Barr is trying to blow up the entire health care law. The message is clear: to Republicans, health care is a right only for the rich; the rest can suffer and die. The GOP Hippocratic oath is: Do vast harm.

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